Making Plans

Do you like thinking about your death? Many people don't. Some to the point that they refuse to make any plans for it. It's as if by not making the plans, they can avoid the possibility. That always works, doesn't it? Actually, what it does is ensure that you have a lovely two by four stick for your grave marker. Nice. I knew someone recently who died. He was an hysterical, superstitious fool, not to speak ill of the dead. He would never consider life insurance, not even for a second. He said he didn't want to have enough money to tempt someone to kill him. Trust me, five minutes after you got stuck talking to this idiot, you didn't need the prospect of an insurance payout to want to see him dead. The money would have been inconsequential. The silence would have been blissful. So anyway, he had nothing. It fell to his children to take care of his last party, so to speak, and every time I walk past his memorial "stick" I am reminded again of how incredibly selfish he must have been. I'll bet you are wondering how I am going to segue back to the Company that Cares, aren't you? Simple, Walmart has some of the crappiest insurance options that exist. That is if you are a mere peon. If you are a member of management, however, you get a much sweeter deal. The options that they offer are insurance in name only. You would do better to put the money paid toward premiums into a money market account that you could access without penalty. In this day and age, when so many people must count on their employer to provide their insurance, Walmart has found yet another way to screw the associate and pass the savings on to you!I've read many books that quoted Sam Walton as saying that if he took care of the managers, they would take care of their associates. I guess maybe Mr. Sam thought wrong on that one. So look into making your final plans, if for no other reason then to spare your family the horrible decisions they would have to make for you. Unless you want to have a stick for a marker, some people do. So think about your last plans, and take care of them when you can. You'll thank me later.