May the Lord Fill Your Hearts with Love and Peace

It's no secret that this year has been absolutely atrocious. I've lost Momma, Caliope, and the love of my life-Richard.  There are not enough words to describe how awful this particular 12 month stretch has been, I won't even try. Instead, I will tell you the amazing part.

Every time one of these awful things have happened, especially the loss of my Sweet Baboo-people have said that they would pray for me.  Now I know that to the likes of political scholars like Alyssa Milano the offering of prayers is offensive.  How sad for her.

I have truly felt God's Grace in the times when these things have been happening.  I have felt that warm, love that envelops you, removing all of the fear, the anxiousness, the welcome relief of not being afraid.

Merry Christmas. May you find this love and joy also.

President Trump is Being Charged for Being a Big Meany Head

The rabid left is driving the wheels, make no mistake.  Pelosi is at best a figurehead, in reality, she is so desperate for power that she has conceded to the scary left that has been demanding impeachment from the first day they took office.
Consider the pig from Minnesota. Or the one in Michigan. Or the one from New York. They have zero idea the gift that they have handed the Republicans. Pelosi, since she has been in Congress since 1896, understands that the Independent voter simply isn't on board with removing a President that is still enjoying over 53% approval.  Approval that high in spite of an endless barrage of false, inflammatory, and often libelous coverage.
We have wasted over 35 million dollars on an action that is only happening for one reason: in a short while it will be uncovered that the entire treason coup originated in the Oval Office.  Faily McWorse than Carter told Joe that he didn't have to do this(run for office). The reason that he said that to him was that he knew that a renewed interest in Biden's malfeasance was going to lead up the food chain to the man who thought he got away with unlawfully wiretapping, surveilling, and falsely arresting people in the Trump campaign.  All of that was in hopes of pushing the only woman to run twice (and lose) for President over the finish line.
She did what she always does, she started monetizing her position to increase her wealth.  That's going to circle back around now, and take a big ol' bite out of someone's skinny butt.  Guess whose?
There is going to be an opportunity (finally) for the President to actually have his Constitutional Rights now that this in the Senate.
Instead of Barney Google and Highpants McGhee controlling every aspect-the Senate-led by Mitch McConnell, new founder of a backbone, will be running the show.  Bottom line: witnesses, real witnesses can be called.  Those four ax grinders with zero evidence of anything other than orange man bad will not be much use to the dems now.
They can explain the favorable (to put it mildly) treatment of Joe Biden's kid Hunter.  They can explain how someone gets an 80k a week gig in a field he knows nothing about-save the ability to access his father, who just happens to be able to stop and start military aid to a country.
They can explain why we didn't prosecute a woman with an unauthorized server that she used to do government business.  They can explain what the life insurance policy was, and how Peter Strozk and his big gummed lover were planning with Andrew McCabe to thwart a lawfully elected President.  Is that treason? You know, I think it is.
It can also delve into pallets of cash-billions of it-being flown to Iran in the dead of night, just as we decide to release five of the worst terrorists from Gitmo.  That all ties in with Bergdahl's release rather well, doesn't it?
But now that Pelosi has given the rabid left of her party the keys to the bus-this can all come out, and most likely will.  Be careful what you wish for, Libtards, or you will surely get it.
Tink about it, you'll thank me later.

It Looks Like it's Free-Do You Want it?

I use Facebook on a limited basis.  I think that if it doesn't cost me anything, but that guy is a billionaire now, something's being sold and it's probably me.  I like MeWe.com.  They are much more sensible and as far as I know, my use of it isn't enriching some screaming libtard.
On FB I mostly use the buying sites to see if someone has something that a customer is looking for, you never know.  But I am also a "member" of this 'Pay it Forward' group that allows people to ask for things or for people to donate things.
Most of the time, it's someone has had a house fire, has left an abusive situation, etc.etc.  A couple of days ago someone had asked for anything that would furnish a home-there had been a house fire.  I offered up a microwave cart, some dishes, pots and pans and a lamp from my store.  I can write them off, if it helps someone who has lost everything right before Christmas then it's a win/win, right?
Wrong.  The person that had asked for things didn't need them because many things had already been given (which is good) but two other people asked me if the things in question were still being offered. And if they were, could I send them a picture of the stuff. Yes. you read that correctly. I guess that they needed to make sure that this free stuff didn't clash with any other free stuff that they had been given.
I counted to ten. I had a cup of coffee. Then I wrote a response: " It looks like a free cart.  It's the exact opposite color of the thing that you don't have, and I am offering to give you for free."
What is wrong with people?? Have they been raised so poorly that they think they need to get pictures of any free crap that they are begging for to make certain that it doesn't clash with the other free crap that they are begging for? If that's the case, we are so screwed.
I don't know the age of the person who was begging for it. And I suppose I shouldn't say 'begging' but the idea that you would go onto a site that purports to help people, and then start being picky about what is offered simply blows me away.
If it was trash, I would have thrown it away.  At this rate, I will mark it down to what I paid for it and clearance it out of the store. I would have liked to have helped someone.  When you do, it really does make you feel good.  But this has only made me wonder what is raising these people?
Think about it, you'll thank me later.

Chick-Fil-A Doesn't Want My Business

I read with disbelief that the knuckleheads running Chick-Fil-A have decided that the 4.6% of the population that isn't heterosexual are their main focus.  In other words, they have caved to the homosexual pressure groups that have spent the last some odd years boycotting the chain and ignoring the faithful Christians, Jews, and others who have supported the chain, not just with good thoughts, but with their money.
I have stood in line patiently for at least three buy-ins when leftist groups encouraged others to avoid the restaurant.  I've eaten their dozens of time just because it's a tasty sandwich.
Then today, I waited for one hour and fifty three minutes while someone got around to taking my call on their customer "care" line.  I asked why they were stopping their donations to Christian organization- I was read-read!-the following word salad " Chik-Fil-A is continuing it's dedication to serving the community and has recently restructured the way that it will be donating beginning in 2020.  We will still be supporting children's groups, reading literacy, and homelessness.  We just won't be doing it with a continued partnership with The Salvation Army.  Our donations will go to more broad based areas that focus less on Christianity and more on helping people."
I'm paraphrasing what was said- but the bottom line is this- you can eat there if you want.  But for me?  They don't care about retaining my business-why would I care about helping theirs?  Think about it, you'll thank me later.

Bye, Babe

Anyone that has read any of my posts from the beginning would know that I married a stealing, cheating piece of compost and we divorced when I caught him with another man. (If that's female, I'll need to see the doctor confirmation)
And while that last little bit would read as though I am still bitter, that's not it by far. I dislike him, and I mock what I dislike. Read some more of my posts, you'll see.
But after God graciously made him someone else's problem, I met the love of my life.
It started when I came back to this crappy town and needed a place to live.  I had never ever lived alone, I was a little nervous.  But I called a sign that I has seen hundreds of times, and Richard answered.  He hustled right over and showed me a place that I didn't like.  Ever the salesman, he hopped in his black truck and lead me to another. That one I fell in love with, the moment I saw the deck. 
I signed, I worked crazy hours and once a month I would stop by and pay him.  We started with small chitchat. He asked me how old I was. Pro tip: if a man asks how old you are, he's seeing if he's looking at jail time.  I glibly told him what I still tell people- I'm 23.  Bless his heart, he believed me.
I kept waiting for him to ask me out, and then got tired of waiting. I asked, he said no. I asked why, he told me I was too young for him.
He really did think I was 23 and I fell in love with him on the spot.  Well maybe not on the spot, but it was about twenty minutes later.  We went on a cruise.  It was fun.  I started helping him after work with some of his apartments.  It was just to spend time with him, I'm not proud.
Later, he asked me if I wanted to see his new lake place.  It was cute. I went on one of the first of many great boat rides.  We ate dinner at Joe's Place and he took me home.  I stood outside his truck after he opened my door and he kissed me so quickly, it was like a hit and run.  I thought about him all night, the next time I saw him I kissed him back. With enthusiasm.
He asked me, "Why didn't you kiss me like that last night?"
Fast forward, and I moved my store into a spot in his building.  We saw more of each other, but that's not always a good thing.  We argued. We agreed, it was all over the place. We took trips to Bermuda, the Bahamas, Aruba, Alaska, Curacao, the Caymans (his personal favorite, while I always preferred Aruba) and Jamaica, Haiti, and more that I can't remember.
Holidays were marvelous.  He would help me decorate my giant tree, he pet my cats. He pet my dog, Caliope. He bought them Christmas presents.
Every Christmas and Thanksgiving, we visited his Aunt. Once, we went up to see a lighthouse for the weekend, and on the way back he met my Aunt.  While we were there, he insisted and raked her leaves. 
We would go to the casino for all you can eat crab legs, once I hit a straight flush playing poker.  I didn't realize it until I saw the look on his face. He loved strawberry daiquiris.  He had a beautiful voice, and once he sang Happy Birthday to my Mom's voicemail.  When she died, we found it was still on her phone.
When I found out he wasn't baptized, I took him to church every chance I could and the Lord worked His magic. He found God.
Another time, one of my brothers stopped through on the way to visiting Momma.  He invited me to go along, we hadn't all four been with her in over ten years, but I couldn't be gone for two weeks.  When my brother left, that wonderful man told me that we were going to close the stores, get tickets and fly out for the weekend.  We did, he even showed me the Grand Canyon.
When I got a new phone number, I was putting it in his phone for him and couldn't find my name-he had me listed under Little PooPoo-a nickname that has managed to annoy me and melt my heart at the same time.
Last Monday, when he didn't answer his phone, then he didn't pick me up, we found him dead on the bedroom floor. For  over ten years, rarely a day or a night went by that we didn't spend together.
He was patient, cranky, sweet, generous, loving and a jackass.  I never expected that I would ever find the love of my life-now I can't believe I'll never argue with him again about watching Friends. 
He was my Sweet Ba-boo. 
Hold the person that you love, stop bickering about whose turn it is to cook. Love them every minute, cherish them.  You'll thank me later.

Jamie Zywicki the Roofing Guy @ 260-234-7256 now 260-706-3728

I hired this person back in November, and paid him a partial amount for the roof he has never put on my house.  Don't make the mistake that I made.  Save yourselves.
First, he needed the deposit to buy the material for the roof. Now we're into December.
NEXT, he's buying a house but it's been repossessed and he cannot access the garage where all of the supplies he claims to have purchased for the roof.
NOW- sends the same text- ETA 20 Minutes.  Trust me, that is a lie.
Once I get him into small claims, I hope that he is also arrested for fraud, because that's what this is. Save yourself!  You'll thank me later!

The updated information that I found for him on duckduckgo  is Jamie Zywicki Remodeling Construction Services. 134 Berkshire Dr. Decatur, IN 46733-2511 (260) 706-3728. 134 Berkshire Dr, Decatur, IN 46733-2511 (260) 706-3728. Accreditation This business is not ...

Good luck ! 

South Dakota v Wayfair Just Killed Online Retailers

The SCOTUS made a recent decision that vendors on Ebay must now collect and pay sales tax on the items that they sell through Ebay and other online retailers, thus ensuring a downturn.  There are many people who purchase things on Ebay and then turn around and resell them.  I used to be one of those people.
That all stopped on July 1, 2019, when the powers that be decided that a store doesn't need a physical presence in a state to be responsible for collecting and remitting sales tax.  What. a. nightmare.  Imagine a piece of cloth that costs $1.00.  To sell it on Ebay (if you can find someone to buy it, that is) you used to be able to sell to people in true free capitalism without the states sticking their greedy, fat fingers in the mix. No more.
Now, your $1 fabric gets broken down like this: Ebay takes 10%. You now have 90 cents.  Paypal takes 2.9% plus 30 cents.  You've just lost another 33 cents. Presuming that you've paid 20 cents for the fabric, you have only profited 3 cents.
Now, because the greedy pig states are getting their fat fingers involved, you must keep track of every customer and either manually add their sales tax, or you must notify them what they owe.  If you sell more than a few hundred dollars worth of merchandise, you must now mail them a notice and or notify the state that they live in about the owed taxes.
Back to the example: 1$- 10 cents plus 2.9% and another 30 cents gives you a net of 57 cents minus the cost of the fabric or 37 whopping cents. You still haven't shipped it, and when the US Post Office steps in, it's always a debacle. So your 37 cents is now 19 cents. With a 7 cent sales tax, you did all of that work for 12 cents.
The customer used to have a trade-off, lower price for waiting.  Now there is no lower price, you're going to be forced to factor in the higher costs or go under.  Why in the world would a customer pay the same price and still have to wait on their order?  In a word: they won't.
Greedy pigs came up with this idea, and idiots legislating it into being.  Stupidity kills, but it seems that greed will also.  Think about it, you'll thank me later.

Vultures and Funerals

I love my Dad, that's well documented. He was a complicated man, a great person to talk to, and mostly a good Father.  He could never see past the end of his penis, and that was his downfall.  Add to his tom-cattery the endless charm he possessed, and you had a recipe for disaster.  For a little bald fat man, he sure got around.
I believe that he loved his children, he just loved himself more.  He was smart enough to graduate high school when he was 15 but didn't have enough sense to be faithful. He exuded a charm that was almost palpable.  I have watched him win over crowds of people who were very predisposed to dislike him.  It was his special gift.  My brother calls him the 'King of the Bull-shitters.'  It isn't meant with disrespect. It is an accurate description.
Unfortunately, his narcissism left a path of destruction.  Some of my brothers, they still carry their scars.  When a boy is abandoned just as he is becoming a young man with no explanation, there will be repercussions.  Other brothers have different scars.  They work hard not to be the man that he was.  And then there is my sister and me.  Our scars are there, we just don't talk about them.  He left the seven children and Momma a week before my second birthday.  I have no memories of him as a child.
On a fluke, I found his phone number in my mother's address book. I was 21.  I remembered the last contact when I was 12.  The woman he was living with at the time wasn't excited at the thought of more children from my Dad, she didn't like the ones he already had. So when I called, I asked for Marvin, was told he wasn't there and left no message.
Three hours later, I called again.  He answered and I can still hear it hell-o.  I asked for him, he said speaking and then I asked if he remembered my Mom and his two daughters.  He answered that of course he did, and then I told him that I was the youngest of those two daughters.  He paused for just the slightest beat and said, "Well how are you?"
He was there for me at one of the darkest times of my life, and over that time, he came to make his peace with my brothers and sister.  My middle son's DNA defied the odds of his dark-eyed father, my brown eyes and managed to inherit my Dad's beautiful blue eyes.  I see my Dad when my son looks at me after I have been silly enough to annoy him.  Good times.
My Dad wasn't perfect by any stretch.  I know the process for taking a sibling DNA test-lets leave it at that. Some were my Dad's others not.
But eventually, even my Dad died, in spite of his white-knuckled grip on life.  The recognized siblings and I were left to sort through his belongings, his oldest son was tasked with putting his life on hold to clean up the estate. Some of those siblings acted as if there was gold buried in the yard.  It was sad.
Fast forward to May 30th of this year and Momma left us, as I wrote about last week.  Again, the vultures circle.  I miss my Mom and it's renewed the wound that was left when Dad died.
Life is temporary.  Nothing lasts and if you think it does then you are a fool.  Make a will.  Make your arrangements now, tell people about them so that your wishes will be carried out.  Then, kiss the people that you love and tell them that you love them.  The best gift that God has ever given me was the drive that had me calling my Dad almost every day the week before he died.  He came to supper exactly a week before he died, leaving that Betty where ever she was when she wasn't up my Dad's butt.  I fried a chicken, I peeled potatoes and I made biscuits. He stayed longer than he planned ( that Betty was on her own that night) and watched professional wrestling. How such an intelligent man could enjoy it, I will never understand, but he did.  It was the perfect gift. Tell the people that you love how you feel.  You'll thank me later.

Good bye Momma

Mrs. Marsha Lee (Baker) Rose, born on August 15, 1939, in Wolcottville, Indiana, to the late Beverly McCullough Baker Heiser and the late Paul Baker, joined the love of her life, Jerry Rose, on May 30, 2019, in Maricopa, Arizona. 
She leaves behind one hellacious bread recipe and many heartbroken family members. Marsha was preceded in death by her husband Jerry Rose and her son, Robert James Slone. She is survived by her sons, Mitchell J Baker and his wife Deborah, their children and grandchildren Doug and Kathy Albert (Kenny,Gabe and Doug) Vic and Angie Soliz (Cassandra and Hannah) Chad Baker, Breanna, (Arabella, Cejay,Charlie, Carter and Coby) Bradley Baker and his partner Theresa, and Eric and Sarah Baker (Paloma, Sonny, and Eli) Ken Stutzman and his wife Fran, Marvin Lee Slone, and her son Kevin Slone and his wife Sandee (Justin and Deandra and their son Konner and Brenton Slone and his partner Laura) But wait! there is more! She also leaves a daughter Shawna Stringfellow (Keith Banks, his children Kaitlyn, Stephen Micheal and Samuel, Steven and Sara Lackey, and James and Samantha Lackey and his children Alex and Skylar) Finally there is her daughter Milissa, and on that note, she decided to call it quits. Milissa has three sons,(Joshua Tingler, James Benson V and David Alexandre Benson) 
She also leaves behind her sisters, Judith (and Charlie) Irving, Diana(and Ron) Richards, Johanna Arkle, Melody Couture, Rhonda (and Hardy)Jones, Gail (and  Coby)Hornback, Tammera Sutterby, and Kim Sutterby, and one brother Robert (and   Clara) Sturges. She also left a dear friend in her cousin, Sandra Clark.
Momma was an avid reader,she seldom ate a meal without a book. She and her late husband Jerry raised Dachsunds and tropical fish. She was also the best cook that God has graced upon this planet. Her pies were legendary, she was deadly with a wooden spoon, in and out of the kitchen.
She was fierce, loving, sharp-witted, impatient, and she will be missed by every child, grandchild, great-grandchild, cousin, sister, and brother of hers. Please don't smoke! COPD ended her life, cigarettes were the only thing she could not beat.
She leaves a legacy of advice, Christmas cookies, and love. We will miss her until the end of our days.

Summit Mortgage and the Ginormous Waste of Time

I have friends that are considering buying a new home. They own about $535,000 worth of rental property and they also have a successful business. She just began receiving her pension,  and he has another 3k in addition to the 8k he brings in every month.
They have an averaged credit score of 849.  They also have around 400k in other holdings. They are doing okay for themselves, but want a different house. That's not going to happen.
Shawn McCardle and the brilliant crack-team of financial geniuses at Summit Mortgage just told my friends that they don't have enough income to qualify for a preapproval mortgage. Not only do they not have enough income, but now, because they cannot get a pre-approval letter, that shuts down about 75% of the realtors from even showing them a house.
I get that a realtor doesn't want to waste their time with lookie-loos that cannot ever dream of buying the house that they are looking at-but I also have former deadbeat tenants that were able to get pre-approved with credit scores that were 30% lower, and income that was 75% lower. So is it an age thing? Are the new financing rules (that no one will explain) that much more stringent? How in the world is anyone getting pre-approved?
I guess part of it is that they are both self-employed, but they are both successfully self-employed. But a person that manages a McDonald's is a better risk than a couple with a million dollars in assets? That just doesn't make any sense to me.
I am hoping that some banking wizard will read this and explain it to me. Because while I don't want another instance where people can use their unemployment as collateral to buy a house (thanks again Bill Clinton) I would also like to understand how a couple that is obviously able to afford a home unable to get a mortgage.
Think about it, you'll thank me later.