Monday, November 18, 2013

How to Avoid Obamacare

Nancy Pelosi wasn't kidding when she told me she would have to pass the law so that I could see what was in it.  Turns out, it was a big fat giant turd sandwich.  Ms. Pelosi lost the giant gavel two years later, and I would not be surprised if Harry Reid and his sparkling personality lose the Majority next year.  He can be the minority speaker, and with any luck, his scowl will be featured less often then.
The idiots, morons, socialists who wrote the gist of Obamacare have never spoken to a person who is licensed to sell insurance.  They have never read a book about how insurance works, and they clearly have never taken a gander at how the real world works out here, away from the 'beltway.'
That is a good thing in the regard:  the way that the penalty is collected from this abomination has no teeth.  This "tax" can only be collected if you have a refund coming to you, and if you do not have a tax rebate coming to you, there is no way that the federal government can collect it.  You read that correctly.  The morons who wrote this crap didn't put any teeth in the penalty.
The way to avoid having to pay the penalty is simple-don't loan the government any of your money.
By that, I mean, if you are one of the fools who overpays your tax amount so that you can get a refund every year, you are dumb. Stop giving the feds an interest free loan.  Redo you deductions so that you have no refund coming.  This will do two things.
First, you will stop giving the government free use of your money ( it's not like they pay you interest) and two- if you are one of the millions who choose not to enroll in socialized medicine, they won't be able to penalize you.  You read that right.  The law does not provide for any way to collect the "tax" than to withhold it from your income tax rebate.  If you do not have a rebate coming to you, then you have no way for them to take your money.  They cannot access your bank accounts.  They cannot put a lien on your property.  They cannot do anything, legally, except take the money from any refund that you have coming to you. Don't set up your taxes so that you have a rebate.  You'll thank me later.

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